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Current figures 2025 for personal insurance

1
.
January
2025
2025

AHV/IV

  • Maximum insured salary: CHF 90'720
  • Maximum simple old-age pension: CHF 30'240
  • Minimum simple old-age pension: CHF 15'120
  • Maximum married couple pension 150% of simple old-age pension: CHF45'360
  • Minimum pension for married couples 150% of the simple old-age pension: CHF 22'680

BVG

  • BVG entry threshold: CHF 22'680
  • Maximum eligible annual salary: CHF 90'720
  • Coordination deduction: CHF 26'460
  • Minimum coordinated BVG salary: CHF 3^'780
  • Maximum insurable BVG salary: CHF 64'260

UVG

  • UVG maximum wage per person and year: CHF 148,200

Pillar 3a (fixed pension plan)

  • Maximum deductible amount ...
  • ... for people with 2nd pillar: CHF 7'258
  • ... for people without a 2nd pillar: CHF 36'288